Top Myths About Hail Damage and Insurance—Busted

When it comes to hail damage, misinformation spreads almost as fast as the storm itself. Many drivers delay repairs or skip filing insurance claims because they believe common myths. Let’s set the record straight.

👉 Cut through the confusion—Schedule Your Estimate Today.

Myth 1: Hail Damage Is Only Cosmetic

Fact: Even small dents can crack paint and cause long-term rust. This can lower your vehicle’s resale value significantly.

Myth 2: Insurance Rates Will Skyrocket if I File a Claim

Fact: Comprehensive coverage typically covers hail as an “act of nature.” According to Progressive Insurance, filing a hail claim usually does not raise your premiums.

Myth 3: I Have to Use the Repair Shop My Insurance Company Chooses

Fact: You have the right to choose your own repair shop. Insurance companies may suggest partners, but the decision is yours. At Express Auto Hail Repair, we ensure your car gets the best possible care.

Myth 4: I’ll Have to Pay a Deductible

Fact: In most cases, Express Auto Hail Repair covers your deductible, meaning you’ll pay $0 out of pocket.

Bust the Myths, Save Your Car

Don’t let bad information keep you from repairing your vehicle.

👉 Book Your Estimate today and let us handle the rest.